• Fintech · Shared banking
  • Mobile + web
  • iOS · Android · Web

Switch: shared banking for clubs, teams and friends

A banking app where groups pool money, issue Visa debit cards in seconds and collect payments with MoneyPools, for everyone from roommates to national organizations.

4.7★
App Store rating
1,000+
organizations onboarded
$0
to open unlimited accounts
Three Switch app screens: a shared account with its transactions, the Money home with accounts and MoneyPools, and a group pool collecting payments for a ski weekendVisit live product (opens in a new tab)

01 · Challenge

Group money runs on spreadsheets, reimbursements and one person’s personal card. Switch needed shared accounts, cards and collections that felt as simple as a payments app but worked like a real bank.

02 · Approach

  • Built shared accounts with roles and permissions, so treasurers, admins and members each see and do the right things.
  • Integrated instant virtual and physical Visa debit cards with spend limits, pause and close controls, plus Apple Pay and Google Wallet.
  • Shipped MoneyPools: shareable collection links that work on the web with no download required, with live tracking of who has paid.

03 · Results

  • Live on iOS, Android and web.
  • Adopted by 1,000+ organizations, including university clubs and national chapters.
  • Rated 4.7 on the App Store.
The product

Money that’s built to be shared.

01

Shared accounts

Unlimited free accounts for clubs, trips, roommates and committees, with roles and permissions.

02

Instant Visa cards

Issue one-time or multi-use virtual cards in seconds, with spend limits, pause and close.

03

MoneyPools

Shareable collection links that work on the web with no download, with live tracking of who paid.

04

Full banking

Checks, cash deposits, wires and 42,000+ fee-free ATMs, with FDIC pass-through coverage.

05

Org tools

Multiple admins, one-tap handover to the next leader, QuickBooks sync and installment plans.

06

Security

PCI-DSS, SOC 2 Type II practices and 256-bit encryption throughout.

How it works

  1. STEP 01

    Create

    Open a shared account or MoneyPool in seconds.

  2. STEP 02

    Invite

    Add members and set roles and limits.

  3. STEP 03

    Collect

    Share a link and members pay from any bank.

  4. STEP 04

    Spend

    Issue cards and track every transaction live.

Integrations

Wired into the systems that matter.

  • Thread Bank (FDIC)
  • Visa
  • Apple Pay
  • Google Wallet
  • QuickBooks
  • Allpoint ATMs
“The team at Apptycoons is exceptional. Top notch developers.”
Peter BocianCTO, Switch · Fintech · Shared banking
  • Card issuing
  • Shared accounts
  • Real-time payments
  • Apple & Google Wallet
  • QuickBooks sync
  • iOS
  • Android
Services used
Mobile App DevelopmentWeb App Development
Industry
Fintech

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